How Credit Cards Work
Credit cards are the most common type of loan applied for and used by people. Credit cards are one tool in managing the finances that gives you easy if managed properly. Know and understand the terms and conditions apply. If you already know how it works, surely you can control your finances better.

Credit Limit
If your credit card application is approved, the credit card issuer will determine the credit limit of your card. Credit limit is the maximum amount that you can use in dealing with the use of the card. Each credit card issuers have different policies in determining the credit limit on each credit card issued.

The things that affect the determination of credit limits, among others:

- Monthly Income
- Current loans (other than credit cards, car loans, etc.)
- Long lived at the address now
- Home ownership
- The number of credit card application has ever done
- The number of credits required

You can request your credit card issuer to raise your credit card limit.

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